2026 CODAC Benefit Summaries and Carrier Flyers

What You Will Pay

Common Medical Event

Limitations, Exceptions, & Other Important Information

Services You May Need

Tier 2 All Other Providers

Tier 1 Facility+ PHCS Professional & Ancillary

Durable Medical Equipment over $2,500 (excluding CPAPs) subject to Medical Necessity Review.

Durable medical equipment

30% Coinsurance

50% Coinsurance

Hospice service

30% Coinsurance

50% Coinsurance

Subject to Medical Necessity Review.

$25 Copay per visit; Deductible Waived

Children’s eye exam

50% Coinsurance

1 Maximum exam every 2 years

If your child needs dental or eye care

Children’s glasses

Not covered

Not covered

None

Children’s dental check-up

Not covered

Not covered

None

Excluded Services & Other Covered Services:

Services Your Plan Does NOT Cover (Check your policy or plan document for more information and a list of any other excluded services.)

Bariatric surgery Cosmetic surgery Dental care (Adult)

Infertility treatment

Private-duty nursing Routine foot care Weight loss programs

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Long-term care

• Non-emergency care when traveling outside the U.S.

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Other Covered Services (Limitations may apply to these services. This isn’t a complete list. Please see your plan document.)

• Acupuncture – 20 visits per calendar year • Chiropractic care – 20 visits per calendar year

Hearing aids – 1 every 3 years

• Routine eye care (Adult) – 1 exam every 2 years

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Your Rights to Continue Coverage: There are agencies that can help if you want to continue your coverage after it ends. The contact information for those agencies is: U.S. Department of Labor's Employee Benefits Security Administration at 1-866-444-EBSA (3272) or www.HealthCare.gov. Other coverage options may be available to you too, including buying individual insurance coverage through the Health Insurance Marketplace. For more information about the Marketplace, visit www.HealthCare.gov or call 1-800-318-2596.

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