CODAC 2024 Guide To Your Benefits

MEDICAL RATES

The medical insurance rates below will increase by $46.15 per pay period if you are a smoker.

UMR HDHP $3,200

CODAC Subsidy Per Pay

Employee Cost Per Pay

Benefit (Cafeteria) Allowance

Net Cost Per Pay

Monthly

Per Pay

Employee Only

$514.71

$237.56

$125.06

$112.50

<$112.50>

$0.00

Employee + Spouse

$1,080.87

$498.86

$164.65

$334.21

<$112.50>

$221.71

Employee + Children

$1,029.41

$475.11

$154.00

$321.11

<$112.50>

$208.61

Employee + Family

$1,647.06

$760.18

$329.99

$430.19

<$112.50>

$317.69

Value - Based Payments (VBP)

CODAC Subsidy Per Pay

Employee Cost Per Pay

Benefit (Cafeteria) Allowance

Net Cost Per Pay

Monthly

Per Pay

Employee Only

$476.13

$219.75

$107.25

$112.50

<$112.50>

$0.00

Employee + Spouse

$999.84

$461.46

$127.25

$334.21

<$112.50>

$221.71

Employee + Children

$952.24

$439.50

$118.39

$321.11

<$112.50>

$208.61

Employee + Family

$1,523.59

$703.20

$273.01

$430.19

<$112.50>

$317.69

QUANTUM HEALTH Your Coordinators are now your primary one stop contact for all medical and pharmacy benefits for you and your family. They are there to simplify your healthcare experience by replacing ID cards, finding in-network providers, and so much more. From medical claims to check-ups, and even pre-certifications, your Care Coordinators are with you every step of your healthcare journey — they organize and simplify your medical and prescription benefits to provide you with a better experience when you need care. When necessary, their nurses, clinicians, and benefit specialists are ready to advocate for your healthcare needs. They are just a tap, click or call away.

Phone: (866) 952-0357 (Monday - Friday, 8:30AM-10PM ET) Website: www.codac.AHRICbenefits.com Mobile App: Quantum Health

Click here to learn more about your Quantum Health Care Coordinators

PREVENTIVE CARE Examples of Preventive Care – covered 100% without deductible include: • Physical Exam • Well-Baby Care, Well-Women Care, Well-Men Care • Blood Pressure Screening • Cholesterol Check

TELADOC Teladoc is a virtual physician consultation which can be initiated 24/7 and provides access to quality medical care telephonically or online. This program is confidential, available to anyone enrolled in one of CODAC’s medical plans , and can be used to diagnose, recommend treatment, and prescribe medication for non-emergency issues including but not limited to: sore throat, allergies, poison ivy, pink eye, urinary tract infections, respiratory infections and sinus infections. When you need a doctor, request a consultation either via the website www.teladoc.com or via telephone at (800) 835-2362.

For Example: If the physician charge is $300, insurance pays 100% of the bill, leaving you with a $0 balance.

CODAC Health, Recovery & Wellness | 2024 Employee Benefits Guide 5