CODAC 2025 Emplyee Benefits Guide

VOLUNTARY SHORT TERM DISABILITY (STD) - MUTUAL OF OMAHA Voluntary STD is available at an additional cost to the employee through payroll deduction. There is no coverage for spouse or dependents.

AGE RATE TABLE

AGE

RATE - Per $10 of weekly benefit

0-29

$0.846

30-34

$0.771

35-39

$0.721

• Benefits begin on the 15th day of your disability injury (non-work related) or illness

40-44

$0.696

45-49

$0.734

24 maximum weekly payments

•

50-54

$0.796

55-59

$0.933

• Benefit is 60% of salary not to exceed $500 per week

60-64

$1.094

Click here to learn more about STD with Mutual of Omaha

65-69

$1.244

70+

$1.368

VOLUNTARY LIFE INSURANCE and ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) - MUTUAL OF OMAHA Voluntary Life Insurance and AD&D are available at an additional cost to the employee through pay roll deduction. The employee and/or dependents may need to qualify for benefits.

Employee Only:

$10,000 up to 7x annual salary up to $350,000 - Guarantee Issue: 7x annual salary up to $100,000 (Initial Eligibility)

Spouse:

$5,000 up to $100,00 not to exceed 50% of employee benefit - Guarantee Issue: Up to $30,000 (Initial Eligibility)

Child(ren):

$2,000 up to $10,000 not to exceed 50% of employee benefit - Guarantee Issue: Up to $10,000 (Initial Eligibility) Dependent children to age 26.

BI-WEEKLY PREMIUM RATE TABLE

CHILD PER $1,000 (must purchase minimum of $2,000 of coverage)

ATTAINED AGE

EMPLOYEE PER $10,000

SPOUSE PER $5,000

Less than 25

$0.39

$0.20

$0.18 regardless of number of children

25-29

$0.39

$0.20

30-34

$0.39

$0.20

35-39

$0.53

$0.27

40-44

$0.76

$0.38

45-49

$1.22

$0.61

50-54

$1.73

$0.87

55-59

$2.52

$1.26

60-64

$4.08

$2.04

65-69

$7.32

$3.66

70-74

$10.27

75+

$22.04

Click here to learn more about Life Insurance and AD&D with Mutual of Omaha

Improving Health, Transforming Lives.

12 CODAC Health, Recovery & Wellness | 2025 Employee Benefits Guide