CODAC 2024 Guide To Your Benefits

AFLAC VOLUNTARY PRODUCTS For the convenience of payroll deduction only, the following are offered on a voluntary basis. Employees pay 100% for these individual policies. All policies are portable should you leave CODAC.

Some of the important features: • You pay the premiums through convenient payroll deduction. • All benefits are paid directly to you. • All benefits are paid in addition to any other insurance you may have. • Family or individual coverage is available with most products. • All plans are portable; they may be taken with you if you leave CODAC’s employment with no increase in premium.

• Plans are affordable; rates will not increase due to changes in health or claims filed. • Dependents are eligible to age 26.

The available products you can elect: • Accident Coverage • Cancer Insurance • Hospital Protector

During Open Enrollment periods or as a new hire, you must meet individually with an AFLAC representative to elect these voluntary benefits and/or to review AFLAC benefits you currently have.

NATIONWIDE PET INSURANCE CODAC’s Pet Insurance plan through Nationwide allows you to choose the level of coverage that fits your needs. There are no networks so your pet can visit any vet, anywhere and be reimbursed 70% or 50% on eligible vet bills and more. Optional wellness coverage is available to include spay/neuter, dental cleaning, exams, vaccinations, and

more. Get a fast, no-obligation quote with CODAC preferred employee pricing today at http://www.petinsurance.com/codac. To enroll your bird, rabbit, reptile or other exotic pet, coverage is available by calling (877) 738-7874.

Click here to learn more about Nationwide Pet Insurance

403(b) RETIREMENT PLAN CODAC provides 403(b) and Roth 403(b) savings retirement plans which are available to employees. Employees may contribute base wages as allowable by law into the 403(b) Retirement Plan as of the first day of hire. CODAC may match an employee’s contributions. There is a six year vesting schedule for agency contributions. Enrollment periods will be January 1 to January 15 and July 1 to July 15. Please refer to the CODAC intranet or contact Human Resources directly for assistance. Annual and catch-up, for participants age 50 or over, contributions are in accordance to IRS guidelines.

PROVIDED AT NO COST TO THE EMPLOYEE

BENEFIT (CAFETERIA) ALLOWANCE • Each pay period, eligible employees receive Cafeteria Allowance in the amount of $112.50 ($243.75 per month, $2,925 annually) to apply toward their pre-tax benefit elections in addition to their salary. • All or any portion of the Cafeteria Allowance not used by the end of the year is forfeit - - if you do not “ USE IT, YOU LOSE IT ”.

BASIC LIFE & AD&D INSURANCE - MUTUAL OF OMAHA Every benefit-eligible employee will be enrolled in a minimum of one times their annual salary (or no less than $20,000) life insurance coverage not to exceed $300,000.

Click here to learn more about Basic Life and VTL with Mutual of Omaha

LONG TERM DISABILITY INSURANCE (LTD) - MUTUAL OF OMAHA • All employees in benefited positions receive long term disability coverage benefits, not to exceed 60% wage replacement, at no cost to the employee upon their one year anniversary.

Click here to learn more about LTD with Mutual of Omaha

• Coverage under this benefit begins on the 181st day of a medically documented continued non-work related disability and will replace 60% of your base pay.

12 CODAC Health, Recovery & Wellness | 2024 Employee Benefits Guide