CODAC 2025 Emplyee Benefits Guide

MEDICAL RATES

The medical insurance rates below will increase by $46.15 per pay period if you are a smoker.

Value Based Payments (VBP)

CODAC Subsidy Per Pay Period

Employee Cost Per Pay Period

Benefit (Cafeteria) Allowance

Net Cost Per Pay Period

Monthly

Per Pay Period

Employee Only

$449.60

$207.54

$95.04

$112.50

<$112.50>

$0.00

Employee + Spouse

$944.30

$435.83

$101.63

$334.21

<$112.50>

$221.71

Employee + Children

$899.34

$415.08

$93.97

$321.11

<$112.50>

$208.61

Employee + Family

$1,438.94

$664.13

$233.93

$430.19

<$112.50>

$317.69

UMR $3,300 High Deductible Health Plan (HDHP)

CODAC Subsidy Per Pay Period

Employee Cost Per Pay Period

Benefit (Cafeteria) Allowance

Net Cost Per Pay Period

Monthly

Per Pay Period

Employee Only

$506.39

$233.72

$121.22

$112.50

<$112.50>

$0.00

Employee + Spouse

$1,063.41

$490.80

$156.60

$334.21

<$112.50>

$221.71

Employee + Children

$1,012.78

$467.44

$146.32

$321.11

<$112.50>

$208.61

Employee + Family

$1,620.45

$747.90

$317.70

$430.19

<$112.50>

$317.69

TELADOC Teladoc is a virtual physician consultation which can be initiated 24/7 and provides access to quality medical care telephonically or online. This program is confidential, available to anyone enrolled in one of CODAC’s medical plans , and can be used to diagnose, recommend treatment, and prescribe medication for non-emergency issues including but not limited to: sore throat, allergies, poison ivy, pink eye, urinary tract infections, respiratory infections and sinus infections. When you need a doctor, request a consultation either via the website www.teladoc.com or via telephone at 800.835.2362.

PREVENTIVE CARE Examples of Preventive Care – covered 100% without deductible include:

Physical Exam

• •

Well-Baby Care, Well-Women Care, Well-Men Care

Blood Pressure Screening

• •

Cholesterol Check

For Example: If the physician charge is $300, insurance pays 100% of the bill, leaving you with a $0 balance.

CODAC Health, Recovery & Wellness | 2025 Employee Benefits Guide 5